With more of us at home and doing our shopping online there is an increased risk that your spending gets out of control. Here’s what to do if you’re noticing your spending habits are spiralling.
1. Delete your credit card information from the shop’s website One of the biggest draws for online shopping is convenience. Make it a little less convenient by deleting your credit card information so it has to be entered manually and you have time to think about what you are buying and whether you really need it.
2. Unsubscribe from company emails. Who can resist those flashy emails promising you “40% off” or “best deal ever”? Get those temptations out of your inbox by unsubscribing to each and every one of them.
3. Implement the 48-Hour Rule Do not buy any unplanned purchases until you have thought about it for 48 hours. A 48-hour period gives you time to research to find a better deal or to possibly change your mind.
4. Delete shopping apps from your phone If you have any shopping apps on your phone, delete them immediately. Apps make giving into online shopping addiction quick and easy and it’s the convenience you want to remove!
6. Give yourself a reward If you’re struggling to keep to your goal, promise yourself a mini reward. Maybe you can do your nails or treat yourself by watching a film one rainy afternoon.
7. Keep busy Find a new hobby, reading a new book, or taking up an exercise class. Do whatever it is you need to do to keep yourself off the computer.
8. Ask for help If you have tried all the above and still feel out of control getting professional help can help you uncover the unmet needs you are trying to fill by buying things.